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  • News
    ASUU raises alarm as over 200 academics exit KASU, issues strike ultimatum

    The Academic Staff Union of Universities (ASUU), Kaduna State University (KASU) chapter, has raised concerns over what it described as a growing exodus of experienced academics from the institution, warning that the situation could further weaken the university system.


    The union said more than 200 professors and other academic staff have left the university, largely due to poor conditions of service and the failure of the institution to implement and domesticate the 2025 Federal Government-ASUU Agreement.


    ASUU-KASU has now given the university authorities a two-week ultimatum to take concrete steps towards implementing the agreement, warning that failure to act could trigger a total, comprehensive and indefinite strike.


    The Chairman of ASUU-KASU, Comrade Abubakar Abdullahi, issued the warning on Monday during a press conference at the union’s secretariat within the Kaduna State University campus.


    Abdullahi explained that the 2025 FGN-ASUU Agreement, which introduced new conditions of service for academic staff in Nigerian universities, took effect in January 2026. However, he said KASU was yet to begin its implementation more than eight months after the agreement was signed.


    According to him, the union had written several letters to the university management, the Governing Council and the Visitor to the university, Governor Uba Sani, calling for the agreement to be domesticated and implemented in line with the law establishing the institution.


    He said ASUU had also engaged relevant stakeholders within and outside Kaduna State in an effort to resolve the matter and preserve industrial peace at the university.


    Abdullahi noted that while several federal and state-owned universities had either implemented the agreement or announced timelines for its implementation and payment of accrued arrears, KASU had yet to take similar action.


    He warned that the delay had taken a serious toll on staff welfare and was contributing to the departure of some of the university’s most experienced academics.


    “KASU used to be one of the universities with good conditions of service. That was why we attracted some of the best academic hands,” Abdullahi said.


    “But today, the reverse is the case. At the rate we are losing more than 200 professors and other academics, it is frightening. No system survives with this kind of mass exodus.”


    The ASUU-KASU chairman warned that replacing such experienced academics would not be easy, stressing that the university could take years to recover from the loss of its seasoned professors and other lecturers.


    He further disclosed that the union’s congress, during its meeting on August 12, resolved to declare an industrial dispute and proceed towards a total, comprehensive and indefinite strike.


    The decision, he said, followed a resolution of ASUU’s National Executive Council, which met at the University of Abuja on August 8 and 9.


    Abdullahi explained that the two-week ultimatum was issued in line with established procedures for declaring an industrial dispute and was intended to give the university authorities sufficient time to demonstrate commitment towards resolving the issues.


    Beyond the implementation of the 2025 agreement, the union listed several unresolved local concerns, including university autonomy, excessive workload, promotion arrears, death benefits, group life insurance coverage, outstanding 25 and 35 per cent wage awards and pension remittances.


    ASUU-KASU warned that unless urgent steps are taken to address the issues, the institution could be heading towards another major disruption of academic activities.

  • News
    ECOWAS offers N91m prize to drive West African startups

    The Economic Community of West African States (ECOWAS) has unveiled plans to support innovation and strengthen Micro, Small and Medium Enterprises (MSMEs) across the region through a startup competition offering a total prize of $65,000, approximately N91 million.


    The competition, known as the ECOWAS Start-up Awards, is scheduled to hold on Sept. 28 and will bring together 60 selected startups from across West Africa.


    Speaking at a news conference in Abuja on Monday, ECOWAS Acting Director of the Directorate of Private Sector and Industry, Mr Peter Oluonye, said the initiative was aimed at helping promising businesses overcome early-stage challenges and grow into sustainable enterprises.


    According to him, the overall winner will receive $30,000, while the first and second runners-up will go home with $20,000 and $15,000 respectively.


    The competition marks the return of the awards five years after its maiden edition held in Niamey, Niger Republic.


    Oluonye said the competition would focus on innovative startups operating in key sectors, including financial technology, agricultural technology and food systems, education technology and skills development, clean technology, climate and green innovation, as well as tourism, hospitality and travel technology.


    “The ECOWAS Start-up Awards is designed to mobilise innovation, particularly by start-ups, to inspire and address critical issues underlying business development,” Oluonye said.


    He added that the initiative was particularly targeted at technology-driven businesses and would contribute to building a stronger innovation ecosystem across the ECOWAS region.


    Beyond the prize money, Oluonye said all 60 shortlisted participants would benefit from masterclass coaching designed to strengthen their businesses before the competition enters its final stage.


    The startups will be trained on key areas including market penetration, financial models and other policy-related challenges affecting business growth.


    “Beyond the cash reward for the best three, all 60 participants will undergo masterclass coaching as part of efforts to build the capacity of MSMEs in the West African sub-region,” he said.


    He explained that the programme was not simply about rewarding winners with cash but about building businesses capable of creating jobs, adding value to economies and inspiring young entrepreneurs across the region.


    According to Oluonye, ECOWAS also plans to use the platform to bring together young people, women and persons with disabilities to showcase their ideas before potential investors and other stakeholders.


    The initiative, he said, would promote digital adoption among MSMEs while connecting startups with venture capitalists, impact investors, development partners and financial institutions.


    “We want to facilitate digital adoption among MSMEs and connect startups to venture capitalists, impact investors, development partners and financial institutions,” he said.


    Oluonye disclosed that about 6,000 applications had been received since the competition portal opened on Aug. 3.


    The applications, he said, would be screened by appointed assessors, with 60 startups expected to make the first shortlist.


    The 60 selected participants will undergo the masterclass training before the number is further reduced to 20 finalists for the main competition.


    Also speaking, Director-General of the Pan African Alliance of Small and Medium Industry, Dr Henry Emejuo, said half of the participants would emerge from the pool of applicants.


    The remaining 50 per cent, he said, would comprise winners of national startup programmes across ECOWAS member states, based on recommendations from ministers responsible for startups.


    Emejuo called on financial institutions and private sector players across West Africa to support the initiative, stressing the need for greater investment in small businesses with strong growth potential.


    The awards are expected to provide a platform for some of the region’s most promising entrepreneurs to access mentorship, exposure, funding opportunities and connections needed to scale their businesses.

  • News
    EFCC probes $73,000, £15,957, 827,800 Saudi Riyals intercepted at Kano Airport

    The Economic and Financial Crimes Commission (EFCC) has launched an investigation into the interception of foreign currencies worth millions at the Mallam Aminu Kano International Airport, Kano.


    The currencies, comprising $73,000, £15,957 and 827,800 Saudi Riyals, were intercepted by operatives of the Nigeria Customs Service (NCS) during routine screening of arriving passengers and luggage between August 8 and 12.


    The Acting Customs Area Comptroller for the Kano/Jigawa Command, U.U. Adamu, disclosed this in a statement issued by the EFCC on Monday.


    According to him, Customs officers first intercepted an unaccompanied piece of luggage transported on a Saudi Air flight on August 8. A search of the luggage led to the discovery of 827,800 Saudi Riyals and $53,300 allegedly concealed inside footwear.


    Four days later, Customs officers intercepted another luggage belonging to one Haruna Yusuf, who arrived in Kano aboard Ethiopian Airlines flight ET941.


    Adamu said a secondary examination of the luggage, aided by non-intrusive inspection technology, uncovered $20,000 and £15,957 concealed inside sports shoes.


    Following the interceptions, Yusuf and the recovered currencies were handed over to the EFCC for further investigation.


    However, the statement did not clearly establish whether Yusuf was connected to or owned the unaccompanied luggage containing the 827,800 Saudi Riyals and $53,300.


    Adamu said the discoveries reflected the vigilance of Customs officers in checking the cross-border movement of undeclared foreign currencies.


    He added that the Nigeria Customs Service would continue to strengthen its collaboration with the EFCC and other relevant security agencies in the fight against money laundering and other financial crimes.


    Receiving the suspect and exhibits on behalf of the EFCC Chairman, Ola Olukoyede, the Acting Zonal Director of the EFCC Kano Directorate, Friday Ebelo, said the failure to declare large sums of money violated provisions of the Money Laundering (Prevention and Prohibition) Act, 2022.


    Ebelo urged travellers carrying significant amounts of local or foreign currency to comply with declaration requirements, stressing that there is no penalty for declaring legitimately obtained funds.


    He noted, however, that questions could arise over the source and purpose of funds that are moved across borders without proper declaration.


    The EFCC assured that a thorough investigation would be conducted and that those found culpable would be prosecuted in accordance with the law.

  • News
    Tinubu’s reforms helping states fund projects, pay salaries without borrowing — Radda

    Katsina State Governor, Mallam Dikko Umar Radda, says the economic reforms introduced by President Bola Tinubu have improved the financial capacity of state governments, enabling them to execute development projects and meet salary and pension obligations without depending on loans.


    Radda said his administration in Katsina had completed projects valued at over N30 billion without borrowing, describing the development as a reflection of prudent resource management and improved government finances.


    The governor spoke on Sunday at the Tinubu/Dikko Assured 2027 Islamiyya Teachers’ Empowerment Programme, alongside the inauguration of a school and the virtual inauguration of 45 solar-powered streetlights in Katsina.


    According to him, Katsina State is no longer relying on loans to finance projects across key sectors, while also meeting its obligations to workers and pensioners.


    “Today, there is no sector where we are taking a loan to execute a single project in Katsina State. We are paying pensions and meeting our obligations to the people of Katsina,” Radda said.


    He recalled that the situation was different in the past when the state had to depend on borrowing to meet some of its basic obligations, including the payment of workers’ salaries.


    Radda said the performance of any government should be judged by its ability to deliver on promises and produce measurable results rather than political rhetoric.


    “Once leaders make promises to the people, they have a responsibility to fulfil those promises. Leadership is built on trust, not deception,” he said.


    The governor attributed the improved capacity of states to the reforms and policies of the Tinubu administration, particularly the push for greater financial autonomy for local governments.


    “President Tinubu’s reforms and support have helped states deliver projects, pay salaries and pensions as and when due. These reforms particularly include local government financial autonomy,” he added.


    Radda also commended the Tinubu/Dikko Assured initiative for focusing on grassroots development and supporting Islamiyya teachers.


    As part of the empowerment programme, he announced a personal donation of N10,000 each to 690 beneficiaries, amounting to N6.9 million, which he rounded up to N7 million.


    The governor called on individuals, organisations and philanthropists to support government efforts, noting that the government alone could not provide all the interventions needed to transform communities.


    He also warned against misinformation, saying citizens should not allow false narratives and political interests to overshadow genuine development efforts.


    Radda challenged political aspirants to move beyond criticism and present clear and practical plans for addressing the challenges confronting Nigerians.


    Earlier, former Katsina State Governor, Aminu Bello Masari, said political leaders must place the welfare and development of the people above personal and political interests.


    Masari argued that the achievements of both President Tinubu and Governor Radda were visible, insisting that anyone who refused to acknowledge them was being hypocritical.


    “Anyone who ignores the achievements of President Tinubu and Governor Radda is being hypocritical,” he said.


    He pointed to major infrastructure projects being undertaken by the Federal Government, including the Lagos-Calabar Coastal Highway and other strategic road projects, saying improved infrastructure would boost economic activities, create opportunities and strengthen agricultural development.


    The former governor also cited improvements on the Kaduna-Abuja Road as an example of what effective leadership could achieve.


    In his remarks, the Director-General of Tinubu/Dikko Assured, Umar Zayyad, said the organisation had expanded its intervention programmes to support Islamiyya teachers and other beneficiaries.


    Zayyad said the initiative was inspired by President Tinubu’s leadership and recalled that the President had expressed satisfaction with the performance of the Radda administration during his visit to Katsina.


    He also highlighted the Katsina State Government’s claim of executing projects worth over N30 billion without borrowing and urged residents to continue supporting government programmes aimed at improving the lives of the people.

  • News
    WAEC under fire over 2026 results, alleged grading anomalies

    The West African Examinations Council is facing growing scrutiny over the integrity of its newly released 2026 West African Senior School Certificate Examination results for school candidates, as school administrators and education advocates allege grading anomalies and technical glitches linked to the expanded Computer-Based Testing rollout.


    The concerns follow complaints from school administrators and education advocates who claim that some high-performing students received lower grades than expected, based on their academic records and performance in other standardised assessments.


    Speaking in an interview with our correspondent on Monday, the Director of Impact House Model Schools, Mowe, Ogun State, Sam Abdulazeez, said the school had observed a decline in its students’ performance in the 2025 and 2026 WASSCE despite retaining its teaching staff, improving its facilities and intensifying examination preparations.


    He said the school had been presenting candidates for WASSCE since 2017 and had recorded strong performances, particularly in Mathematics and English Language.


    Abdulazeez recalled that in 2024, all 45 candidates presented by the school for Mathematics obtained A1.


    However, he said the situation changed in subsequent years following the introduction of serialisation and CBT.


    “This year, out of the 69 children we presented for JAMB, over 30 of them had more than 300 in JAMB. And you know that JAMB is completely CBT,” Abdulazeez said.


    He added that none of the school’s candidates scored below 200 in the Unified Tertiary Matriculation Examination, attributing the performance to extensive preparations.


    According to him, the school conducted 22 mock-UTME examinations before the actual examination, with students regularly using computers to simulate the examination environment.


    He said the disparity became more noticeable when the WASSCE results were released.


    Abdulazeez said the school recorded only about three or four A1 grades in Mathematics among its 69 candidates, despite previously recording significantly stronger results.


    “In Mathematics, we had children who had up to 98 in Mathematics during UTME. Now, the As we had in Mathematics, maybe about three or four out of 69. This is a school that we usually have almost everybody having A1 in Math.”


    He also expressed concern over the English Language results, noting that some candidates who performed strongly in the UTME did not obtain the grades the school expected in WASSCE.


    “We only had B and maybe a few Cs. Out of the 69, I think we have three credits, and all others are B2, B3,” he said.


    The school director said the institution had maintained a strong teaching workforce, noting that it did not employ teachers with qualifications below a second-class upper degree.


    He also disclosed that the school invested heavily in infrastructure after WAEC announced plans to introduce computer-based examinations.


    However, Abdulazeez said the school encountered technical difficulties during a mock examination conducted by WAEC officials shortly before the examination.


    “They did it the first day; the systems could not connect to their own server. They came the second day; they did it, but it was not successful,” he said.


    He said the school subsequently contacted WAEC officials in Ogun State and Lagos, explaining that it could not risk allowing its candidates to sit the examination through a system it considered unreliable.


    According to him, WAEC eventually approved the school to conduct a paper examination, despite the school having already been listed on the CBT platform.


    Abdulazeez said a similar issue had occurred with the school’s 2025 WASSCE results.


    “Last year, we had this same problem with WAEC. Some of my children who were expecting A1, they dropped to B. Those who were expecting B dropped to C,” he said.


    He claimed that the school later noticed changes in the grades displayed on the result portal.


    “When last year’s result was released, I had already gone to publish the result, only for some people to call me that it’s like they have made some changes.


    “When we checked the result back again, we saw that those who they gave B had moved to A1. Those who they gave C moved to B last year.”


    Abdulazeez said the experience made him initially wait before publishing the 2026 results, hoping that similar adjustments might occur.


    He eventually published the results after no adjustment was observed.


    He also raised concerns over the possible impact of different versions of examination papers, commonly referred to as serialisation.


    “For me, because I did not do CBT in our school, I don’t know how they go about their serialisation. I think it has to be, because we saw it in the subjects that have serialisation, like Mathematics, like English, Economics, and Biology,” he said.


    He said the school did not experience similar concerns in subjects where serialisation was not a major factor, adding that students performed better in those subjects.


    Abdulazeez consequently joined stakeholders calling for an independent review of the 2026 WASSCE results.


    “If the schools and the examining bodies cannot conduct the exam properly, it should not affect these children and their future,” he said.


    He also rejected suggestions that declining performance could simply be attributed to students’ lack of preparation following the introduction of CBT.


    “Some people were saying that children don’t read again; it’s because WAEC has gone to CBT, that’s why children are failing. Sir, JAMB had been doing CBT for a long time now,” he said.


    He added, “When you do all that, and you now discover that the result does not justify the effort, then it calls for concern.”


    Another school administrator, who asked not to be named, said several students who recorded high scores in the recent UTME and had previously passed the General Certificate Examination were awarded D7, E8 and F9 grades in core subjects in the 2026 WASSCE.


    “Students with top scores in JAMB and verified track records are suddenly receiving D7s, E8s, and F9s in WAEC,” the administrator said.


    He added that two affected students who had already secured admission to the University of Ibadan were recorded as failing Mathematics and English Language in the newly released WAEC results.


    An educationist, Fola Adekeye, urged WAEC to ensure that its examination processes and results passed the test of integrity.


    He said examination bodies should not wait for public outcry before investigating complaints about their results, warning that such a practice could undermine public confidence in the examination system.


    “Those who are managing destinies — exams, exams are destiny issues. Children want to make their results; they want to be doctors, they want to be lawyers, they want to be astronauts. Those managing those checkpoints should do better.


    “The public outcry shouldn’t become the determinant of most of these things. They should do the right thing.”


    Adekeye said the controversy that followed the release of the 2025 UTME results by JAMB showed the need for examination bodies to proactively identify and resolve technical or procedural problems.


    He disclosed that some of the students in his school who had previously performed strongly were among those whose WAEC results generated concerns.


    “Our head boy had 369, was the third in the federation. Our head girl and another student did so well in JAMB, but suddenly WAEC came out, and only the head boy is having five As and Bs.”


    Adekeye, however, cautioned against making unsubstantiated allegations against WAEC, stressing that his concern was the integrity and credibility of the examination process.


    “I don’t question exam bodies. I always plead that they should please ensure that what they do will pass the test of integrity,” he said.


    He called on WAEC to upgrade its facilities where necessary and properly communicate technological and methodological changes in examination administration.


    “If their facilities are outdated and they need to upgrade them, please let them upgrade them,” he said.


    He also urged the examination council to adequately explain any changes to its curriculum or assessment methods before implementation.


    “If they are coming out with a new curriculum, let them do it. If they are shifting from one particular method of questioning to a particular method of questioning, let them make it clear so that students will be on the same page with all other stakeholders,” he added.


    Meanwhile, the Initiative for School Excellence and Education Foundation, through its solicitors, Zuriel Law Practice, has threatened to institute legal proceedings against WAEC over alleged irregularities in the conduct and processing of the 2026 Computer-Based WASSCE.


    The organisation said it had received complaints from candidates alleging discrepancies in the recording and processing of their responses.


    In a formal demand addressed to WAEC, the lawyers requested the immediate preservation of original electronic records, including candidate response databases, system audit trails, server logs and scoring records.


    The organisation also demanded disclosure of the technical standards, regulations and manuals governing the 2026 CBE and called for a mechanism through which affected candidates could inspect their examination records, including the questions presented, recorded responses and scoring method.


    It further proposed an independent audit of the CBE platform by educational and information technology experts.


    The lawyers gave WAEC 14 days from receipt of the letter to confirm preservation of the records and establish the requested review procedures.


    Failure to engage within the stipulated period, the lawyers warned, would lead to court proceedings seeking orders for disclosure, verification and human review of affected results.


    The founder of the ISEE, Alex Onyia, also called for greater transparency in WAEC’s grading process, particularly amid allegations of question leakage in some paper-based examination centres.


    He questioned whether candidates who sat examinations under different conditions were standardised as one population.


    “When WAEC carried out its standardisation, were candidates from fundamentally different examination conditions treated as one population?” he asked.


    Onyia argued that if leaked questions had significantly inflated the scores of some candidates, the resulting distribution could potentially affect the thresholds used to award grades.


    He called on WAEC to disclose raw-score distributions, grade thresholds for major subjects and details of how candidates from different examination modes were standardised.


    “Show us the data,” Onyia demanded, asking WAEC to disclose the thresholds that produced A1, B2, B3, C4, C5 and C6 in major subjects.


    He also called for clarification of the review mechanism for candidates who challenge their results and urged the authorities to investigate allegations of internal management problems within WAEC Nigeria.


    “This is not an attack on WAEC. It is a demand for accountability,” he said.


    Onyia urged the Federal Ministry of Education and the National Assembly to invite the leadership of WAEC Nigeria to explain the methodology used in processing the 2026 results.


    However, The PUNCH reported on Thursday that WAEC defended the integrity of the 2026 WASSCE results amid the criticisms.


    The examination body said it had observed comments, particularly from content creators and social media commentators, questioning the accuracy and credibility of the results.


    WAEC’s Head of Public Affairs, Moyosola Adesina, said the results were produced through rigorous and quality-assured processes that had guided the council’s examinations over the years.


    The council said the 2026 WASSCE for School Candidates was conducted in line with its established standard operating procedures and relevant educational policies, in collaboration with the Federal Ministry of Education.


    The examination body also urged candidates, parents, schools and members of the public to exercise caution over unverified claims concerning the results.


    WAEC explained that every candidate’s script passed through a multi-tiered system of marking, moderation and auditing based on standardised marking schemes and supervised by vetted subject experts.


    The council advised members of the public with concerns about their results to contact it directly through its offices and verified communication platforms rather than relying on social media speculation.


    The Nigerian examination bodies have come under scrutiny in recent years over issues of glitches in released results.


    In 2025, the former JAMB Registrar, Prof Ishaq Oloyede, broke down in tears as he apologised for the errors in the 2025 UTME.


    Oloyede, at the start of a press briefing in Abuja, had acknowledged “one or two errors” made during the exam.


  • News
    How to apply for FG loan to build, buy a house

    The Federal Mortgage Bank of Nigeria offers mortgage financing to eligible Nigerians through the National Housing Fund, providing a route to buy, build, improve or renovate a home.


    The NHF Mortgage Loan is currently available to contributors at an interest rate of 6 per cent per annum, with repayment of up to 30 years.


    According to FMBN on its website, the current information shows that eligible contributors can access up to ₦50 million, subject to affordability and the value of the property.


    Here are the key things applicants should know about the scheme and how to apply.


    What is the FMBN mortgage loan?


    The NHF Mortgage Loan is a housing finance facility administered by FMBN through accredited and licensed Primary Mortgage Banks (PMBs).


    The facility can be used to buy, build, improve or renovate an owner-occupied home. The property being financed serves as security for the loan.


    Unlike a conventional commercial mortgage, the NHF facility is designed to provide contributors with longer repayment periods and a concessionary interest rate.


    Who is eligible?


    Applicants generally have to meet the following conditions:


    * Be a Nigerian citizen aged 18 or above.

    * Be a contributor to the National Housing Fund.

    * Have made continuous NHF contributions for at least six months.

    * Have a stable source of income or, for self-employed applicants, provide evidence of regular income.

    * Apply through an FMBN-accredited and licensed mortgage loan originator/Primary Mortgage Bank.

    * Have a property that meets the relevant legal and planning requirements.


    FMBN also states that loan repayment affordability is assessed using a maximum of one-third of the applicant’s income.


    How much can you borrow?


    FMBN’s current NHF Mortgage Loan page says a contributor can access up to ₦50 million, subject to affordability and other lending conditions.


    The property also matters. FMBN’s published conditions state that an individual should not receive more than 90 per cent of the cost or value of the property being mortgaged.


    The older ₦15 million figure still appears in some FMBN documents and online guides, but FMBN’s current product page now states ₦50 million. Applicants should therefore rely on the latest terms provided by FMBN and their accredited mortgage institution.


    What is the interest rate?


    The interest rate for NHF contributors is not more than 6 per cent per annum. FMBN currently describes the facility as being provided to accredited PMBs at 4 per cent for onward lending to NHF contributors at 6 per cent.


    How long do you have to repay?


    The maximum repayment period is 30 years, subject to factors including the applicant’s age, income and years in service.


    Repayments are made through the mortgage loan originator through which the applicant obtained the loan.


    How to apply


    Confirm your NHF contribution

    You must first be registered as an NHF contributor and have made the required continuous contributions.


    FMBN now provides an online personal/individual NHF registration portal for new contributors.


    Choose an accredited mortgage institution

    Applicants do not simply walk into FMBN and collect the mortgage loan directly. The application is made through a licensed and FMBN-accredited Primary Mortgage Bank/mortgage loan originator, which processes the application and submits it to FMBN.


    Obtain the mortgage application form

    The mortgage institution will provide the relevant application form and guide you on the documentation required for your particular application.


    Prepare your documents

    Depending on the nature of the application, applicants may be required to provide documents such as:


    * Completed mortgage loan application form;

    * Evidence of NHF contribution;

    * Proof of income;

    * Recent payslips or other income evidence;

    * Property title documents;

    * Valuation report for the property;

    * Bill of quantities where the loan is for construction;

    * Relevant tax and employment documents; and

    * Other legal documents required by the mortgage institution.


    The exact documentation can vary depending on whether the applicant is buying, building or renovating a property.


    Submit the application

    The application and supporting documents are submitted to the accredited mortgage institution.


    The institution assesses the applicant’s income, repayment capacity, property and documentation before forwarding the application to FMBN where applicable.


    Property and legal checks

    The property is subjected to valuation and legal checks. FMBN’s conditions require the mortgaged property to provide adequate security and comply with relevant planning and legal requirements.


    Approval and disbursement

    Once the relevant conditions are satisfied and the loan is approved, the funds are disbursed through the mortgage loan originator for the approved housing purpose.


    What can the loan be used for?


    The NHF Mortgage Loan can be used to:


    * Buy a residential property;

    * Build a home;

    * Improve an existing home; or

    * Renovate an existing home.


    FMBN specifically describes its NHF facility as covering these housing purposes.


    How can Nigerians check their NHF contributions?


    FMBN provides digital channels through which contributors can access information about their NHF accounts. The Bank’s website also provides online registration and account services for contributors.


    Important warning for applicants


    Applicants should be careful of individuals who claim they can “secure” an FMBN loan in exchange for money.


    FMBN’s official website carries warnings about fraudsters posing as NHF facilitation officers. Applicants should deal only with FMBN and its accredited mortgage institutions and verify any request for payment before proceeding.


    FMBN’s official website provides information on its mortgage products, NHF services and application channels.


    Apply Here: https://fmbn.gov.ng/products/nhf_mortgage_loan

  • News
    NIMENA Opens Invitation For Submission of Papers for Two Maritime Journals

    The Nigerian Institute of Marine Engineers and Naval Architects (NIMENA) has opened a call for research papers for upcoming issues of two of its academic publications, the Journal of Blue Economy and Sustainable Energy Development (JBESED) and the African Journal of Offshore, Marine Engineering and Naval Architecture (AJOMENA).


    The latest initiative is largely seen as demonstration of NIMENA’s growing focus on research, innovation and knowledge development as tools for advancing Nigeria’s maritime and blue economy sectors.


    According to materials released by the institute, JBESED, is inviting submissions covering broad areas of blue economy and sustainable energy development.


    The journal is particularly interested in research around blue economy governance, including ocean policy, marine spatial planning and coastal zone management; offshore renewable energy, covering wind, wave and tidal energy systems as well as technology transition; sustainable fisheries and aquaculture, including resource management and ecosystem resilience; and marine environmental protection, with emphasis on pollution control, habitat restoration and climate adaptation.


    Similarly, AJOMENA is seeking scholarly contributions in offshore, marine engineering and naval architecture.


    Its priority areas include naval architecture, particularly ship design, hydrodynamics and stability; offshore engineering, including subsea structures, floating production storage and offloading units (FPSOs) and renewable energy; marine engineering, with focus on propulsion systems, green technology and decarbonisation; as well as maritime operations, covering shipping logistics, safety management and smart ships.


    Both publications are presented as peer-reviewed, open-access journals, with the institute highlighting fast publication and high visibility as some of the benefits of publishing with the journals.


    The call is coming against the backdrop of NIMENA’s expanding efforts to promote professional development, innovation and research within Nigeria’s maritime ecosystem.


    It would be recalled that the institute recently featured prominently in initiatives aimed at strengthening innovation and entrepreneurship in the maritime and energy sectors. In a related development, NIMENA had announced the Plug and Play x NIMENA GOAL Accelerator, an initiative designed to support high-potential startups across maritime and energy sectors while strengthening innovation links between Nigeria and Singapore.


    The latest academic initiative supports that innovation drive by creating a platform through which researchers, academics and industry practitioners can document and disseminate ideas capable of addressing emerging challenges in the maritime sector.


    Researchers and professionals interested in submitting papers to JBESED can access submission information through nimenajournals.com/jbesed, while submissions and further information for AJOMENA are available through nimenajournals.com/ajomena.


    NIMENA also announced that an Articles Processing Charge (APC) at the cost of $500 is applicable. It added that the first 20 best quality publications will be sponsored  at no cost and fully funded by NIMENA. 


    It added that scientific validity, technical soundness, originality, international collaboration, impact and research integrity are key criteria for the top 20 qualifying research papers, to be published through AJOMENA and JBESED


    Submissions according to NIMENA are expected to attain a minimum qualification score of 80 per cent